Reducing Taxes

Terry G. Fenwick, CLU®, ChFC® and John M. Collett are collectively licensed to sell insurance through New York Life and various other independent unaffiliated insurance companies in AL, CA (Insurance License Number 0D55924), CO, DE, FL, GA, IL, IN, KY, MI, MO, NC, NM, NY, OH, OK, OR, PA, SC, TN, TX, VA, WA and WV.
Terry G. Fenwick, CLU®, ChFC® and John M. Collett are Registered Representatives of and offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a
licensed insurance agency. In this regard, this communication is strictly intended for
individuals residing in the states of DE, FL, IN, KY and OH where Terry and John are collectively securities licensed.
Fenwick Partners, LLC is not owned or operated by NYLIFE Securities or its affiliates.
The Nautilus Group is a Service of New York Life Insurance Company. Terry G. Fenwick,
CLU®, ChFC® is also separately registered as an investment adviser representative with
Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the
state(s) of DE, FL,IN, KY and OH.  As such, these services are strictly intended for individuals
residing in the specific state(s) referenced.